Check List – Documents for Mortgage, Purchase


  1. MLS Listing
  2. Agreement of Purchase and Sale with all amendments and schedules
  3. Income verification (* — check information below, applicable for your situation)
  4. Mortgage Application ( – Everything about Mortgage – Mortgage Application)
  5. Void Cheque
  6. Confirmation of down payment and 1.5% from purchase price

It can be any of the following:

  • copy of the bank statement for the last 3 months, confirming that money sitting in the bank account,
  • RRSP or other investment statements,
  • gift letter from immediate family relatives
  • unconditional Agreement of Purchase and Sale on the property being sold

* — Income verification

Full Time Employee

  • Letter of employment
    (on company letterhead, dated and signed by appropriate authority, contain date of hire and position, the amount received annually or the hourly rate and guaranteed hours worked per week, bonuses, etc.)
  • Most recent pay stubs (one or two)

Self Employed

  • Notice of Assessment from Revenue Canada (Last 2 years)
  • T1 General for 2 years (copy of your Income Tax, completed by your accountant)

Business Owner

  • Notice of Assessment from Revenue Canada (Last 2 years)
  • Business Registration or Article of Corporation (should be more than 2 years)