Newsletter December 2020
Congratulations on the end of a leap year everybody!!!!!!!!!!!!!!!
We wish you Health, Health and some more Health!!!
We wish you happiness and success, at work and in personal life!!!
And let’s hope future years will be much better than this one, in all aspects.
Truly, this was not an easy year: virus, Lockdown, worries about health of close ones, lose of jobs in some industries…. It was a really tough time.
Of course there are some positives: Prime rate decreased, fixed rates on mortgages are lower than ever, investment market fell but soon recovered, condominiums slightly decreased in prices but houses saw a strong growth.
What you don’t know and what I would like to bring your attention to:
- Manulife Bank is offering 2% annual interest on all new deposits into TFSA and RRSP.
- If you are thinking about opening a secured line of credit in the first half of 2021, Manulife Bank is offering a bonus of $750 to $1,000.
If a person that already has a line of credit recommends this unique line of credit to their friends, the bonus will be given to both, the new clients of the bank and the person referring the new client.
- Our office schedule for the holidays.
1. Manulife Bank is offering 2% annual interest on new contributions to TFSA and RRSP.
Manulife Bank is offering 2% annual interest on any contributions to TFSA and RRSP, made prior to March 2021. This is an absolutely open account, money is accessible. As usual, this offer will be in effect only until April 30th, 2021. The account can even be opened without attending our office, we can send the application by e-mail.
We are always available to analyze your situation and help you understand, which option is more beneficial as investment – RRSP or TFSA.
2. As well, if you are thinking about opening a line of credit with Manulife Bank in the first half of 2021, we can help you to obtain a bonus from Manulife Bank in the amount of $750-$1,000.
And if a person already has such line of credit and recommends to their friends to open this unique line of credit and the friends open one, the bonus will be given to both, the new client and the person recommending.
As a current holder of Manulife Line of Credit, until February 15th, 2021, a person may request a certificate for their friends. If they apply for the line of credit and open it prior to August 15th, separate bonuses will be received by the person recommending friends and the person applying.
For more detailed information please contact our office.
3. Our office schedule for the holidays.
December 24th – the office is open until 3 p.m.;
December 25th, 26th, 27th and 28th the office is closed;
December 29th – the office is open until 7 p.m.;
December 30th – the office is open until 2 pm.;
December 31st, January 1st, 2nd and 3rd of 2021 – the office is closed.
We will be back to regular schedule starting January 4th of 2021.
If you have an urgent matter and are unable to wait until the office opens, you can always call me on my cell phone at 416-456-7706.
As always, we have prepared our traditional wall calendars for you.
Once again, happy holidays and we wish good HEATH to all of you!!!
Financial Advisor, CFP, CLU, EPC
Mortgage Broker, AMP
TOP – 75 Broker in Canada
in 2015, 2016, 2017, 2018, 2019
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