My name is Serguei Totrov. I’m a Mortgage Broker and Financial Advisor. I came to Canada in the beginning of 1997 and almost immediately decided to work in financial industry, because back in Russia my education background was in Economics and Finance. In 1984 I graduated from Moscow University of Management with a concentration in “Organization of Direction of Production”.
From 1997 through to 2000 I worked with “Clarica” insurance company. I decided that working for just one company is not right, because no single company can offer the best product in every sector, at the end of year 2000 I began to work as an independent Financial Consultant. This is when I began to work with my first help, Lana. I believe that our office came into existence when I was no longer working by myself.
Therefore, our company “Financial Services – Serguei Totrov” was established in December of 2000 and offers services in different financial fields. We are licensed to create contracts with insurance, investment companies, banks and financial institutions.
I have completed a three-year course “Certified Financial Planner”, main purpose of which is to provide a full picture of financial planning for a family: all types and variations of insurance, investments, pension planning, government pension plans, taxation and different options to save money for children’s education, as well as many other topics. Of course I continue my education and increase my qualification, to be able to assist you in making right decision in different financial situations.
Currently, apart from me, our office employs 12 people.
Office manager and has been working with us since year of 2000. She is a licensed mortgage broker and takes full care of that side of our business.
Has been working with us since year 2002. She is responsible for issuing insurance contracts: Life, Critical Illness and Disability Insurance, Group and Individual Health Benefits.
Joined us in 2004 and responsible for processing medical insurance program Travel Insurance and Visitors Insurance. She also opens savings account in Manulife Bank.
Senior mortgage assistant and compliance officer in mortgage department, joined us in 2009.
Works with us since 2009 and is responsible in working with investment companies and processing RRSP, TFSA and RESP contracts.
Working in mortgage department since 2011 and responsible for appraisals.
Joined us in 2011 and responsible for processing medical insurance program Travel Insurance and Visitors Insurance.
Has been working with us since the beginning of 2012 and transforming all information to electronic files.
Office assistant, joined us in 2012. Working in investment department, responsible for clients data base and for newsletters.
Mortgage assistant, joined us since 2015.
Our receptionist since 2015.
|1979-1984||Moscow University of Management|
|1997||Life Insurance and Disability Licence, Level 1|
|1999||Life Insurance and Disability Licence, Level 11|
|1999||Mutual Fund Course|
|2002||The Labour Sponsored Investment Funds Course|
|2001-2003||Passed 6 exams and received designation Certified Financial Planner Course (CFP)|
|2004||Passed final CFP Course exam and received corresponding licence|
|Qualified as a member of a MDRT (“Million Dollar Round Table”), which is the most prestigious organization for all insurance brokers around the world.|
|2006||Mortgage Agent Licence #M08009914.|
|2007||Canadian Securities Course.|
|2008||Enhanced Taxation Course, as part of CLU program (Certified Life Underwriter).|
|2009||Mortgage Broker License; AMP – Accredited Mortgage Professional Certificate.|
|2010||Law in Canada Course, as part of CLU program (Certified Life Underwriter).|
|2012||Estate Planning, as part of CLU program (Chartered Life Underwriter).|
|2012||Now I hold CLU designation (Chartered Life Underwriter).|
|2014||Opened new Independent owned and operated franchise “Dominion Lending Centres – Your Mortgage Choice” from the biggest mortgage brokerage “Dominion Lending Centres”.|
|2015||Achieved a goal – Top 75 Mortgage Brokers in Canada.||2016||19th of TOP-75 Mortgage Brokers in Canada.|
|2017||23d of TOP-75 Mortgage Brokers in Canada.|
|2018||ТОР-75 Mortgage Brokers in Canada.|
|2018||Passed exam and got designation EPC (Elder Planning Counselor).|