Newsletter November 2019

Today’s message is almost completely about what will save your money, give you financial support and lift the spirits.

1. 3.3% guaranteed investment annual interest on a savings account.
2. $1,000 cash back for those, who will open a secured line of credit at
   the Manulife Bank.
3. $300 gift certificate for those, who will buy a unique kitchen appliance “Thermomix”.
4. 2020 calendars are already received and can be picked up at the office.

And now – these news in details:

1. 3.3% guaranteed investment annual interest on a savings account.

Our office is in the process of signing the contract in order to obtain the possibility of opening savings accounts at 3.3% per annum. The peculiarity of this account is that it is not promotional rate, it is an ordinary percentage and it is given for any deposit amount. The bank just entered the market with a new offer and wants to be a leader in this kind of business.
We will inform you, as soon the opening of such an account through our office is possible.

2. $1,000 cash back for those, who will open a secured line of credit at the Manulife Bank.

Manulife Financial is the largest insurance company in North America and for about 25 years it has owned Manulife Bank.
Many people one way or another are clients of this company. This can be through benefits at work, individual insurance plans or through investment, savings programs.
Any person, who is somehow connected with the company “Manulife”, can open a credit line secured by a property in the first position and receive $1,000 Cash Back.
It is just necessary to apply until December, the 15th and to complete the process by January 31, 2020. Of course, we are ready to help you to receive this line of credit. We can open an account for you in this bank first, to apply for a credit line then and receive a gift. We are waiting for your call. Details can be read
here.

3. $300 gift certificate for those, who will buy a unique kitchen appliance “Thermomix”.

My family’s life has changed 3 years ago, when my wife bought (on the advice of our friends living in Italy) a kitchen appliance – “Thermomix”.
Let’s ask ourselves, what is the most valuable thing in our life (we are not talking now about our loved one)?
Time… We always don’t have enough time now. A completely different, swift-flowing life has come. Now we cannot imagine our life without smartphones, fast computers, sophisticated cars, etc. High techs – they enter all areas of our lives and no one resists this.
The last modification of the unique kitchen appliance “Thermomix”, which is produced by the German Company with a 130-year history “Vorwerk”, revolutionized the process change in cooking.

This appliance called – “The World’s Smallest, Smartest Kitchen”- https://www.youtube.com/watch?v=RFoJhhDMNE0

The intelligent machine works independently, so, you spend more time with your family, while making healthy and delicious food for them.
“Thermomix” has 12 different functions: it is steaming, blending, whisking, emulsifying, controlled heating, cooking, grinding, kneading, weighing, mixing, chopping, stirring –
https://www.youtube.com/watch?v=8Aw4LHPt8Ck
and a single appliance replaces all other equipment in the kitchen, making your cooking much simpler.
“Thermomix” saves our time and prepares the most delicious dishes according to any national cuisine of the world (50,000 guided cooking recipes). At the same time, you control what you eat and cook yourself professionally at the highest level. I can definitely confirm that the dishes are very tasty.
Here is a temporary link where you will see more information about “Thermomix” – http://1.yousite.pw/thermomix/.

You also save money: you can choose a list of dishes that you want to cook during a week for your family, the program will calculate the number of products that you need to buy in grams so, that nothing goes sour, does not foul and does not remain.
After all, you only need to put in the machine the required number of products according to the recipe (the machine weighs ingredients) and you can be free. “Thermomix” will notify you when the dish is ready.
You can change the ingredients to your taste, make changes to your recipe – the door to creativity is open. Share your best results with others.
You may also cook according to your grandmother’s recipe your favorite treat from childhood.
My wife, Alla, after a year and a half of using “Thermomix” – become a distributor herself.
Everyone knows that it is better to see once than hear a hundred times…
Alla invites you for Cooking experience (demonstration and testing) on Saturday, October 26 at 10 am to noon.
The address is: 4300 Cawthra Road. Mississauga, L4Z 1V8 – Polish Culture Centre.
Please email to Alla if you are willing to come, as we must to book the seat for you.
If you want to attend the presentation next week, from Monday to Wednesday, then you need to send a request by e-mail and with a certain number of interested people, the presentation will take place at the beginning of next week.

“Thermomix” presents the best bundle ever ($324 off) to those who buy the device in October –
https://shop.thermomix.ca/product/thermomix/.

Alla, having cottage rental business, and to make you more interested and met you with this unique revolutionary appliance, also offers a discount on vacations in one of the cottages for the next 7-8 months.
It is a gift certificate of $ 300 for 2 Nights Cottage Vacation, starting from today until mid-June (because then the cottage is rented by week). The original price for 2 nights for 8 people is $640 – $680. This gift certificate is only for those who buy “Thermomix” TM5 in October.
If you are interested, then write Alla Totrov to e-mail: contact@RentCottageSimcoe.com put “Thermomix” in subject line and send your phone number.
You can call – 416-300-6299. But nevertheless, it is more convenient to contact Alla by e-mail, and she will call you back.

4. 2020 calendars are already received and can be picked up at the office.

As usual, we ordered calendars for a next year, and we have already received them. If you pass by our office, just take as many of calendars as you need for yourself and for your friends. If you are not able to do that, just call us, and we will send a calendar to you by mail, but it will be crumpled as it is bent in half.

We look forward to your calls and meetings.
Our office is open from 9 a.m. to 9 p.m. and on Saturday by appointment.

Serguei Totrov
Financial Advisor, CFP, CLU, EPC
Mortgage Broker, AMP
TOP-75 Mortgage Brokers in Canada
in 2015, 2016, 2017, 2018
Bus: 416-222-0533
Cell: 416-456-7706
Fax: 416-222-0338
www.totrov.com

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