The costs of temporary insurance in one of the largest insurance companies are listed in this section. This calculator allows you to determine the rates for different amounts of insurance coverage for any age in the range from 20 to 65 years.

Why exactly this company was chosen? Because this company offers very good prices, and with a discount of $3.60 per month on the second temporary insurance contract issued for the same family, the total cost for both policies is unbeatable. This company also offers the best prices for smokers. The prices listed are for temporary insurance contracts with automatic extension up to the age of 85. The price of insurance is increased every 10 years. It is possible to switch to permanent insurance contract without medical examination before the age of 65. The prices on insurance policies may vary depending on the terms of the policy (they may be higher or lower). I can always give you information considering your situation. The calculator just gives you an idea of how much your insurance may cost. To get up-to-date information on the best prices in different companies, please contact me by phone or e-mail.

It is only with the help of a professional that you can determine the policy and company which suites you best. For example, if you smoke, you may be interested in the following terms offered only by one company: if you quit smoking in the first 3 years of being insured, you’ll get back all the money you will have paid extra as a smoker. Another example of a special policy is a temporary policy that costs extra $3 per month for the first 1-2 years, but will allow you to save $18 per month for the rest of your life once you switch to the permanent plan.

How to use the calculator. Husband (31 years old, non-smoker) and wife (28 years old, non-smoker) are going to buy 2 temporary policies: $400,000 for him and $200,000 for the spouse. After entering these data into the calculator, you'll get monthly payment for husband $32.40, and for the spouse $14.58. As the company gives you $3.60 discount on the second temporary contract, its cost would be only $10.98 per month. Both contracts for this family cost only $43.38 per month. The only problem may arise during calculating the age. This company takes into consideration the nearest age, not your real age. For example, you are calculating the policy cost on March 01, 2002. Your birthday is May 01, 1961. So, on March 01 you are 40 years old. But the company will consider you 41 years old - it's the nearest age. And you will remain 41 years old until November 01, 2001. After that date, your age for the company will be 42.

Now you can enter your data into the calculator and find out the cost of insurance policy per month in your case.

Gender AgeSmokerAmount

Male20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65Yes$100,000 $150,000 $200,000 $250,000 $300,000 $400,000 $500,000

FemaleNo

MonthlyPayment$

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