For truck drivers who do not have employer-provided medical insurance for trips abroad, it may be prudent to consider buying personal medical insurance.

This plan may be useful for frequent business trevellers, as well as for truck drivers, who cross the border repeatedly during the year. The insurance provides up to $2,000,000 protection for the following expenses that are not coverd by OHIP within the United States:

• emergency hospitalization;
• treatment for illness;
• travel costs for family members to the hospital where the insured is undergoing treatment (if recommended by doctor);
• transportation of vehicle of the insured back to Canada, in case he/she is returning by a plane;
• dental work and treatment for damages resulting from the accident;
• treatment of toothache;
• costs of medications and lab tests.

For your reference, the cost of travel insurance, offered by T.I.C. is summarized below. T.I.C. is a well-established company in the field of travel insurance whose reputation is backed up by more than 25 years of experience. All prices are in Canadian dollars.

For a 39-year old person traveling to US for vacation, the cost of insurance is $1.50 per day ($45 per month). For a truck driver of the same age making trips to US (for upto 7 days per trip), the 1-year plan would cost only $39.

I can help you to select an insurance plan that is more suitable to your individual needs and is, probably, even cheaper than the ones mentioned above.