Menu

Three Night Cottage Vacation

Beautiful nature, fresh air, water and a great mood – you say it doesn’t exist! It does, and we invite you to see it for yourself.

Beginning December 2008, every three months we have a draw, in which you can win one of five prizes.

Main prize – an opportunity to spend a weekend with your family and friends at a fantastic cottage.

Everyone registered for the “Manage Your Mortgage” program on our website becomes eligible to win one of the 5 prizes, main prize is the “Three Night Cottage Vacation”. The draw is held every three months.

  • Main prize – equivalent of $650-$950 – trip to a cottage within a year of the win (excludes High Season, when the cottage rentals are on weekly basis)
  • Second prize – $250 gift certificate*
  • Third prize – $200 gift certificate*
  • Fourth prize – $150 gift certificate*
  • Fifth prize – $100 gift certificate*

* Upon renewing your mortgage through our company, the Gift Certificate will be exchanged for a cheque of the same value.

Conditions to enter the draw are as follows:

  • Everyone registered at our website is eligible to win until they have either won or as long as the draw exists.
  • Everyone processing their mortgage with us will be automatically entered into “Manage Your Mortgage” and our office will manually enter them into the pool for future draws.
  • If you are selling, buying next property and processing your mortgage with us, your name continues to stay in our list of the contestants until you have either won or as long as the draw exists.
  • If you have more than one property, every new mortgage on a new property, processed through our company, will be entered as a separate registration and your chances of winning increase with every mortgage.
  • If upon mortgage renewal you do not process it through our company, your name will be removed from the list

Why do we do this?

Everyone one knows what freebies are like, so the question is than – what’s in it for us? We want to ensure that you win because we were able to lock in, ahead of time, the best rate available for the time of your renewal, and of course, we want to make sure this mortgage contract is done through our office. We created this draw to create more interest for the “Manage Your Mortgage” program.

We often forget to do the obvious, our lives are fast pace, and often, we do not get a chance to relax, and behind all the day-to-day responsibilities, we forget to do something really important. The draw is created so that registering for “Manage Your Mortgage” program has more value to it.

Who can enter the program and what is it?

Entering the draw requires having a mortgages. We believe that “Manage Your Mortgage” program is beneficial to everyone, all the time. In the increasing economic times, resulting in increasing rates on mortgages, MYM will allow locking in the best rate. Ever if the rates do not change much, there is always a little movement and the existence of such program allows you to lock in the best rate available up to your renewal.

The conditions of the program can be found here.

Cottage is provided by the company “Rent Cottage At Simcoe” and is situated at famous Tiny Beaches on Georgian Bay.

What can you do to participate in the draw of lottery?

You need to fill the application on our website. Automatically you will be added to the list of registered people. You will be among the people who will participate every three month in a draw of a lottery with above-stated prize. If you do not have an opportunity to fill in the application on the Internet you can visit our company and fill it in in our office. We work since 9 a.m. till 9 p.m. You don’t need to make an appointment beforehand. Please, only call before leaving your house and ask what document you need to have with you.

Why will it be beneficial to be registered? But there is no guarantee that he will win the prize.

This program will allow you, even today, to be sure that at the moment of the mortgage renewal with the bank you will have the better percent of the mortgage at that moment. You can read it in detail here.

Are there any obligations after filling in the application on this, let it even be an interesting service?

You don’t sign any obligations and you simply don’t have them. But as for our company, the obligations will appear. They don’t concern you. You only win because of this offer. It depends on you whether to take advantage of it.

How will I know if I have got a prize and has it generally been played?

Certainly, it is a very important question. As soon as the draw passes in our office, which will be video recorded, the results of the lottery with video data will be placed on our website.

When is the next draw?

The schedule for 2022 is: April, July and October.

Draw Results

The Results of Previous Draws

Draw # 44 took place on May 12th, 2022.

Draw # 43 took place on October 28th, 2021.

Draw # 42 took place on July 14th, 2021.

Draw # 41 took place on April 14th, 2021.

Draw # 40 took place on February 4th, 2021.

Draw # 39 took place on October 21th, 2020.

Draw # 38 took place on July 7th, 2020.

Draw # 37 took place on February 6th, 2020.

Draw # 36 took place on October 4th, 2019.

Draw # 35 took place on July 18th, 2019.

Draw # 34 took place on April 4th, 2019.

Draw # 33 took place on February 6th, 2019.

Draw # 32 took place on October 15th, 2018.

Draw # 31 took place on July 11th, 2018.

Draw # 30 took place on August 12th, 2016.

Draw # 29 took place on May 19th, 2016.

Draw # 28 took place on January 15th, 2016.

Draw # 27 took place on November 25th, 2015.

Draw # 26 took place on July 17th, 2015.

Draw # 25 took place on April 2nd, 2015.

Draw # 24 took place on January 5th, 2015.

Draw # 23 took place on November 17th, 2014.

Draw # 22 took place on July 1st, 2014.

Draw # 21 took place on June 2nd, 2014.

Draws # 19 & 20 took place on March 9th, 2014.

Draw # 18 took place on July 2nd, 2013.

Draw # 17 took place on April 11th, 2013.

Draw # 16 took place on January 2nd, 2013.

Draw # 15 took place on October 1st, 2012.

Draw # 14 took place on July 3rd, 2012.

Draw # 13 took place on April 2nd, 2012.

Draw # 11 & 12 took place on January 3rd, 2012.

Draw # 10 took place on July 4th, 2011.

Draw # 9 took place on April 4th, 2011.

Draw # 8 took place on January 5th, 2011.

Draw # 7 took place on October 5th, 2010.

Draw # 6 took place on July 2nd, 2010.

Draw # 5 took place on April 6th, 2010.

Draw # 4 took place on January 11th, 2010.

Draw # 3 took place on October 5th, 2009.

Draw # 2 took place on July 6th, 2009.

Draw # 1 took place on April 3rd, 2009.

Unfortunately, starting from the second half of 2022, due to the inability to rent out the cottage that was part of the lottery, our lottery was not held. However, we have found a worthy replacement for the main prize. We hope that our new main prize will attract everyone's attention. The lottery will now be held once every six months, and the value of the main prize will be $2,371.

So, what prizes can you expect?

  • Main prize – valued at $2,371 – The Thermomix TM-6 kitchen robot which will be appealing to practically any family.
  • Second prize — Gift Certificate in the amount of $500*
  • Third prize — Gift Certificate in the amount of $400*
  • Fourth prize — Gift Certificate in the amount of $300*
  • Fifth prize — Gift Certificate in the amount of $200*

* Upon refinancing your mortgage through our company within the next 5 years, this gift certificate will be exchanged for a cheque of equivalent value.

The conditions for participating in the lottery are as follows:

  • Everyone who registers through our website will be a participant in the lottery until they win or until such a lottery exists.
  • Anyone who has obtained a mortgage with us starting from January 1, 2023, will be automatically enrolled in the MYM (Manage Your Mortgage Program), and we will register them for future lotteries ourselves.
  • If you sell your existing property, purchase another one, and obtain a loan with us again, your name will remain on the lottery list until you win or until such a lottery exists.
  • If you own multiple properties, each subsequent mortgage on a different property obtained through our company will be treated as a separate registration, and your chances will increase with each new mortgage.
  • If you do not renew your mortgage with our office at the time of renewal, your name will be removed from the list of participants.

Why do we do this?

Everyone knows where there's free cheese, so a reasonable question arises - what's in it for us? We want you to benefit from the offer we have provided by securing the best interest rates for your mortgage refinance/renewal in advance, and of course, we would like you to obtain the new contract through our office. We have organized this lottery to promote our interesting "Manage Your Mortgage" program.

Often, people neglect obvious things because the pace of our lives doesn't allow us to relax, and amidst urgent concerns and tasks, we forget to prioritize something truly important. The prize is being offered to encourage you to register for MYM with even greater enthusiasm.

Who can participate and what is this program?

Participation in the lottery is open to those who have a mortgage. We believe that the Manage Your Mortgage program is beneficial for everyone in any situation. Mortgage rates can fluctuate in either direction, and no one has control over these movements. However, the MYM program allows you to lock in the best mortgage rates for the remaining duration until refinancing/renewal. If the mortgage rate improves before the contract renewal, you automatically receive better rates. Conversely, if the mortgage rate increases, you benefit from having secured the best rate in advance.

Conditions of the program can be found here.

Now let us talk about the main prize, kitchen robot Thermomix TM-6.

Imagine having a robot in your kitchen that can quickly and deliciously prepare any national dish.
All you need to do is place all the ingredients in this amazing machine.
Thermomix owns the largest culinary platform in the world, with 86,000 recipes available today.
This machine has been manufactured in Germany for over 50 years, and if you follow a recipe, it's impossible for something to turn out poorly.
This wonderful machine helps save time because while it boils, fries, steams, chops, slices, mixes and more, you can attend to other tasks, and time is something we all lack these days.
Imagine the machine slicing a salad for your whole family in just 4 seconds, or kneading pizza dough in 4 minutes. Meanwhile, both your hands and the kitchen will remain clean. The yogurt it produces is amazing, and the bread comes out with a delicious crust... A mushroom soup can be cooked in 23 minutes, and it will be tastier than what you'd find in a restaurant. And how about homemade ice cream???

But most importantly, it promotes healthy eating – the platform offers a wide range of dietary recipes.

Over the years, we come to understand that health cannot be bought, and this is especially relevant for everyone, particularly for young children.

This kitchen robot will be appealing to absolutely any family:

  • For those who enjoy cooking (as there are numerous options and opportunities for creativity)
  • For those who don't know how to cook (Thermomix TM-6 will do everything for them and make it delicious)
  • For those who dislike cooking (TM-6 will take care of the disliked task and provide a delicious meal for the whole family)
  • For those who want to spend less time on food preparation
  • For those who want to eat delicious and diverse meals
  • For those who are concerned about the healthy eating of their entire family
  • For those who want to involve children in the cooking process as it is fun and genuinely enjoyable.

Why am I speaking so confidently? Because my family has been using this amazing machine for 7 years. You can get an idea of Thermomix by watching this video. - all appliances in 1 with Thermomix® - YouTube, You can find more information on this website. www.allatotrov.com

The winner of our traditional lottery will receive a wonderful German-made machine for free.

As this is a completely new phase in our lottery, we are starting to collect information about participants from January 2023 onwards. Therefore, we invite everyone who wants to pay less to the bank and is interested in such a program to participate in the lottery for a unique, unparalleled machine in the world.

Register on our website. Manage Your Mortgage | totrov.com

And good luck to everybody